Investment insurance is a policy business that is intended to provide the insured with risk guarantee when they suffer economic losses because of war, currency exchange ban, requisition, or breach of contract by the government in countries where the insured have made investments. It is designed to support and promote Chinese companies and financial organizations in making overseas investments, and to encourage and advance overseas investors to make investments in the Chinese Mainland. SINOSURE now operates two major kinds of insurance in this regard:
Overseas investment insurance is designed to support and encourage Chinese enterprises and financial organizations to make investments overseas. It obligates the insurer to underwrite an investor's economic losses in overseas investment and profits caused by political risks of a host country. It consists of equity insurance and liability insurance.
Inbound investment insurance is designed to encourage and promote investors from foreign countries and Hong Kong, Macao, and Taiwan to make investments in the Chinese Mainland. It obligates the insurer to underwrite all economic losses of overseas investors incurred in their investments and profits because of political risks in China. It consists of equity insurance and liability insurance.